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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,511 | $77,638+293.5% | $156,551+95.2% | $62,881+385.9% |
| Participation rate | 96.9% | 71.2%+25.7pp | 84.0%+12.9pp | 69.3%+27.6pp |
| Annual return | 5.93% | 50.33%-44.4pp | 32.23%-26.3pp | 20.14%-14.2pp |
| Employer contribution / active EE | $16,178 | $3,444+369.8% | $5,501+194.1% | $2,281+609.3% |
| Participant deferral / active EE | $9,127 | $3,046+199.7% | $4,871+87.4% | $3,203+185.0% |
| Admin fee / account holder | $42,862 | $5,561+670.7% | $13,028+229.0% | $4,296+897.8% |