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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,611 | $105,856-18.2% | $90,161-3.9% | $147,585-41.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 17.21% | 37.63%-20.4pp | 34.89%-17.7pp | 578.58%-561.4pp |
| Employer contribution / active EE | $10,154 | $4,126+146.1% | $3,318+206.0% | $4,876+108.2% |
| Participant deferral / active EE | $8,675 | $5,733+51.3% | $5,287+64.1% | $5,439+59.5% |
| Admin fee / account holder | $542 | $8,046-93.3% | $5,943-90.9% | $10,886-95.0% |