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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,189 | $102,609+101.9% | $98,090+111.2% | $138,895+49.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 16.47% | 36.44%-20.0pp | 37.05%-20.6pp | 145.39%-128.9pp |
| Employer contribution / active EE | $11,595 | $3,867+199.8% | $3,606+221.5% | $4,194+176.4% |
| Participant deferral / active EE | $6,992 | $8,167-14.4% | $7,845-10.9% | $6,396+9.3% |
| Admin fee / account holder | $15,442 | $11,434+35.1% | $11,815+30.7% | $12,562+22.9% |