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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,189 | $97,289+113.0% | $92,805+123.3% | $155,188+33.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 16.47% | 29.03%-12.6pp | 31.59%-15.1pp | 148.84%-132.4pp |
| Employer contribution / active EE | $11,595 | $3,632+219.2% | $3,424+238.6% | $4,248+173.0% |
| Participant deferral / active EE | $6,992 | $8,795-20.5% | $8,448-17.2% | $6,531+7.0% |
| Admin fee / account holder | $15,442 | $12,015+28.5% | $10,911+41.5% | $14,480+6.6% |