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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,023 | $160,0590% | $140,019+14.3% | $135,380+18.2% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.5%0pp | 82.6%+4.9pp |
| Annual return | -6.78% | 911.48%-918.3pp | 651.17%-657.9pp | 519.81%-526.6pp |
| Employer contribution / active EE | $6,701 | $6,420+4.4% | $5,605+19.5% | $4,779+40.2% |
| Participant deferral / active EE | $15,325 | $7,641+100.6% | $6,927+121.2% | $5,609+173.2% |
| Admin fee / account holder | $4,760 | $13,328-64.3% | $10,705-55.5% | $10,828-56.0% |