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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,649 | $102,382-6.6% | $147,005-34.9% | $80,874+18.3% |
| Participation rate | 91.3% | 75.8%+15.5pp | 82.2%+9.1pp | 67.6%+23.7pp |
| Annual return | 22.32% | 134.89%-112.6pp | 418.76%-396.4pp | 35.62%-13.3pp |
| Employer contribution / active EE | $5,143 | $3,715+38.5% | $4,934+4.2% | $2,756+86.6% |
| Participant deferral / active EE | $11,814 | $6,646+77.7% | $8,070+46.4% | $4,297+174.9% |
| Admin fee / account holder | $10,220 | $7,942+28.7% | $13,006-21.4% | $6,935+47.4% |