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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,623 | $202,342-72.0% | $172,753-67.2% | $152,909-63.0% |
| Participation rate | 92.9% | 87.1%+5.8pp | 82.6%+10.2pp | 82.5%+10.4pp |
| Annual return | 27.97% | 1029.88%-1001.9pp | 803.00%-775.0pp | 345.46%-317.5pp |
| Employer contribution / active EE | $2,890 | $5,857-50.7% | $5,144-43.8% | $4,764-39.3% |
| Participant deferral / active EE | $9,634 | $5,948+62.0% | $5,198+85.4% | $5,851+64.6% |
| Admin fee / account holder | $897 | $17,112-94.8% | $13,956-93.6% | $11,601-92.3% |