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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,383 | $125,797+104.6% | $170,057+51.4% | $75,177+242.4% |
| Participation rate | 90.0% | 83.6%+6.4pp | 87.0%+3.0pp | 67.2%+22.8pp |
| Annual return | 21.51% | 27.20%-5.7pp | 53.42%-31.9pp | 160.75%-139.2pp |
| Employer contribution / active EE | $11,969 | $4,616+159.3% | $6,790+76.3% | $2,671+348.1% |
| Participant deferral / active EE | $21,969 | $6,838+221.3% | $10,411+111.0% | $4,126+432.4% |
| Admin fee / account holder | $8,138 | $8,177-0.5% | $12,826-36.6% | $5,651+44.0% |