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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,399 | $175,231-31.3% | $149,696-19.6% | $139,466-13.7% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 13.76% | 166.77%-153.0pp | 134.46%-120.7pp | 373.66%-359.9pp |
| Employer contribution / active EE | $2,180 | $5,478-60.2% | $4,821-54.8% | $4,754-54.2% |
| Participant deferral / active EE | $5,958 | $6,521-8.6% | $5,682+4.9% | $6,712-11.2% |
| Admin fee / account holder | $1,923 | $16,155-88.1% | $13,212-85.4% | $11,409-83.1% |