See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS CO OF NY Service code 15 · EIN 13-3646501 | Recordkeeping | $45,975 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,054 | $44,960+2.4% | $84,966-45.8% | $74,495-38.2% |
| Participation rate | 53.1% | 49.4%+3.7pp | 67.5%-14.4pp | 67.2%-14.1pp |
| Annual return | 18.42% | 26.24%-7.8pp | 66.38%-48.0pp | 1364.94%-1346.5pp |
| Employer contribution / active EE | $1,631 | $1,457+11.9% | $2,727-40.2% | $2,623-37.8% |
| Participant deferral / active EE | $3,592 | $2,731+31.5% | $4,519-20.5% | $4,346-17.3% |
| Admin fee / account holder | $400 | $2,209-81.9% | $6,149-93.5% | $1,942-79.4% |