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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,984 | $100,938-87.1% | $90,461-85.6% | $158,982-91.8% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 25.14% | 1727.20%-1702.1pp | 1294.76%-1269.6pp | 302.99%-277.8pp |
| Employer contribution / active EE | $30 | $3,691-99.2% | $3,264-99.1% | $4,763-99.4% |
| Participant deferral / active EE | $5,731 | $4,350+31.8% | $3,964+44.6% | $5,983-4.2% |
| Admin fee / account holder | $4,171 | $6,510-35.9% | $5,617-25.7% | $11,252-62.9% |