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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,298 | $117,895+28.3% | $102,460+47.7% | $145,897+3.7% |
| Participation rate | 57.9% | 78.6%-20.7pp | 76.5%-18.6pp | 80.3%-22.4pp |
| Annual return | 14.66% | 31.92%-17.3pp | 29.47%-14.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $3,025-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,790 | $5,736+0.9% | $5,056+14.5% | $6,689-13.4% |
| Admin fee / account holder | $6,894 | $13,353-48.4% | $9,460-27.1% | $13,390-48.5% |