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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,620 | $162,967+32.3% | $135,792+58.8% | $138,895+55.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 17.12% | 30.08%-13.0pp | 25.96%-8.8pp | 145.39%-128.3pp |
| Employer contribution / active EE | $12,305 | $4,211+192.2% | $3,496+252.0% | $4,194+193.4% |
| Participant deferral / active EE | $11,233 | $5,640+99.1% | $4,759+136.0% | $6,396+75.6% |
| Admin fee / account holder | $469 | $15,306-96.9% | $12,266-96.2% | $12,562-96.3% |