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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,620 | $212,777+1.3% | $173,703+24.1% | $198,609+8.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 17.12% | 18.82%-1.7pp | 17.46%-0.3pp | 202.70%-185.6pp |
| Employer contribution / active EE | $12,305 | $5,214+136.0% | $4,288+187.0% | $5,055+143.4% |
| Participant deferral / active EE | $11,233 | $5,697+97.2% | $4,854+131.4% | $6,977+61.0% |
| Admin fee / account holder | $469 | $19,536-97.6% | $15,562-97.0% | $19,030-97.5% |