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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,620 | $161,352+33.6% | $134,172+60.7% | $137,256+57.1% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 17.12% | 28.72%-11.6pp | 25.30%-8.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $12,305 | $4,099+200.2% | $3,420+259.8% | $4,156+196.1% |
| Participant deferral / active EE | $11,233 | $5,552+102.3% | $4,690+139.5% | $6,407+75.3% |
| Admin fee / account holder | $469 | $15,028-96.9% | $12,016-96.1% | $12,270-96.2% |