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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $45,860 |
USI CONSULTING GROUP4 years Filed as: USI ADVISORS INC Service code 27 95 GLASTONBURY BLVD · GLASTONBURY, CT 06033 | Advisory (Plan) | $22,974 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $20,476 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,617 | $106,264-65.5% | $147,117-75.1% | $77,762-52.9% |
| Participation rate | 86.1% | 78.4%+7.7pp | 82.2%+3.9pp | 70.6%+15.5pp |
| Annual return | 13.99% | 56.94%-42.9pp | 420.54%-406.5pp | 31.27%-17.3pp |
| Employer contribution / active EE | $3,499 | $4,074-14.1% | $4,932-29.1% | $2,728+28.2% |
| Participant deferral / active EE | $6,804 | $8,003-15.0% | $8,065-15.6% | $4,651+46.3% |
| Admin fee / account holder | $343 | $334+2.7% | $12,993-97.4% | $433-20.7% |