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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,277 | $106,280-92.2% | $96,538-91.4% | $139,487-94.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.65% | 38.48%-21.8pp | 35.74%-19.1pp | 373.84%-357.2pp |
| Employer contribution / active EE | $1,437 | $4,107-65.0% | $3,740-61.6% | $4,755-69.8% |
| Participant deferral / active EE | $2,282 | $5,457-58.2% | $4,880-53.2% | $6,713-66.0% |
| Admin fee / account holder | $891 | $7,888-88.7% | $6,737-86.8% | $11,407-92.2% |