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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,526 | $183,516-77.9% | $155,534-73.9% | $145,884-72.2% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 23.41% | 61.43%-38.0pp | 64.92%-41.5pp | 551.85%-528.4pp |
| Employer contribution / active EE | $1,775 | $5,315-66.6% | $4,675-62.0% | $4,662-61.9% |
| Participant deferral / active EE | $11,690 | $6,467+80.8% | $5,630+107.6% | $6,690+74.7% |
| Admin fee / account holder | $3,848 | $19,293-80.1% | $15,900-75.8% | $13,392-71.3% |