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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,056 | $44,714-68.6% | $91,227-84.6% | $66,949-79.0% |
| Participation rate | 60.7% | 65.0%-4.3pp | 73.2%-12.4pp | 69.8%-9.1pp |
| Annual return | 0.29% | -12.25%+12.5pp | 114.14%-113.8pp | 1.57%-1.3pp |
| Employer contribution / active EE | $1,902 | $1,710+11.2% | $2,851-33.3% | $2,545-25.3% |
| Participant deferral / active EE | $4,317 | $3,355+28.7% | $4,234+2.0% | $4,239+1.8% |
| Admin fee / account holder | $224 | $521-57.0% | $5,423-95.9% | $594-62.2% |