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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,672 | $100,139-79.4% | $85,187-75.7% | $145,884-85.8% |
| Participation rate | 85.7% | 74.1%+11.6pp | 67.5%+18.2pp | 80.3%+5.4pp |
| Annual return | 13.45% | 84.15%-70.7pp | 66.67%-53.2pp | 551.85%-538.4pp |
| Employer contribution / active EE | $1,478 | $3,238-54.4% | $2,732-45.9% | $4,662-68.3% |
| Participant deferral / active EE | $2,696 | $5,296-49.1% | $4,525-40.4% | $6,690-59.7% |
| Admin fee / account holder | $867 | $7,262-88.1% | $6,162-85.9% | $13,392-93.5% |