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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,511 | $109,872-95.0% | $98,483-94.4% | $167,536-96.7% |
| Participation rate | 94.1% | 75.8%+18.3pp | 73.3%+20.8pp | 82.1%+12.0pp |
| Annual return | 0.00% | 1959.31%-1959.3pp | 1494.38%-1494.4pp | 478.82%-478.8pp |
| Employer contribution / active EE | $978 | $3,225-69.7% | $2,961-67.0% | $4,839-79.8% |
| Participant deferral / active EE | $3,511 | $4,673-24.9% | $4,276-17.9% | $6,342-44.6% |
| Admin fee / account holder | $1,688 | $6,757-75.0% | $5,953-71.6% | $12,315-86.3% |