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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,546 | $111,830-84.3% | $93,696-81.3% | $145,884-88.0% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 13.43% | 204.08%-190.6pp | 133.74%-120.3pp | 551.85%-538.4pp |
| Employer contribution / active EE | $1,705 | $3,093-44.9% | $2,422-29.6% | $4,662-63.4% |
| Participant deferral / active EE | $3,928 | $4,920-20.2% | $4,417-11.1% | $6,690-41.3% |
| Admin fee / account holder | $6,012 | $10,249-41.3% | $8,287-27.4% | $13,392-55.1% |