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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,370 | $148,623+43.6% | $135,974+56.9% | $139,466+53.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.05% | 79.30%-61.2pp | 68.30%-50.3pp | 373.66%-355.6pp |
| Employer contribution / active EE | $7,173 | $5,246+36.7% | $4,859+47.6% | $4,754+50.9% |
| Participant deferral / active EE | $14,167 | $8,103+74.8% | $7,760+82.6% | $6,712+111.1% |
| Admin fee / account holder | $324 | $12,406-97.4% | $10,767-97.0% | $11,409-97.2% |