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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,198 | $99,644-77.7% | $86,438-74.3% | $134,532-83.5% |
| Participation rate | 95.7% | 82.1%+13.6pp | 80.3%+15.3pp | 81.2%+14.4pp |
| Annual return | -13.23% | 6787.26%-6800.5pp | 4397.19%-4410.4pp | 418.27%-431.5pp |
| Employer contribution / active EE | $672 | $4,402-84.7% | $3,769-82.2% | $4,741-85.8% |
| Participant deferral / active EE | $7,121 | $7,247-1.7% | $6,952+2.4% | $6,401+11.3% |
| Admin fee / account holder | $819 | $8,375-90.2% | $6,733-87.8% | $11,429-92.8% |