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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,120 | $142,409-90.8% | $119,634-89.0% | $134,545-90.2% |
| Participation rate | 37.5% | 82.8%-45.3pp | 79.3%-41.8pp | 81.2%-43.7pp |
| Annual return | -25.45% | -12.46%-13.0pp | -14.98%-10.5pp | 418.37%-443.8pp |
| Employer contribution / active EE | $1,209 | $5,224-76.9% | $4,232-71.4% | $4,742-74.5% |
| Participant deferral / active EE | $2,125 | $6,468-67.1% | $5,601-62.1% | $6,401-66.8% |
| Admin fee / account holder | $218 | $13,594-98.4% | $10,329-97.9% | $11,431-98.1% |