Retirement plan

LORRAINE KOSZTYU, D.M.D., P.A. SAFE HARBOR 401(K) PROFIT SHARING PLAN & TRUST

Name: LORRAINE KOSZTYU, D.M.D., P.A. - LORRAINE KOSZTYU, D.M.D., P.A. SAFE HARBOR 401(K) PROFIT SHARING PLAN & TRUST (2019) Form 5500
Creator: LORRAINE KOSZTYU, D.M.D., P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LORRAINE KOSZTYU, D.M.D., P.A. SAFE HARBOR 401(K) PROFIT SHARING PLAN & TRUST, LORRAINE KOSZTYU, D.M.D., P.A.

LORRAINE KOSZTYU, D.M.D., P.A.EIN 80-0322975Plan #001PY 2019

82 FRANKLIN CORNER ROAD - LAWRENCEVILLE, NJ 08648609-896-1050LinkedIn1-10 employees

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$703K

+25.9% from 2018

Total participants

0.0% from 2018

Average account balance

$175,724

+25.9% from 2018

Annual return

19.18%

+25.38 pp from 2018

Benchmarks

See 104,318 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort104,318 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$383K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$50K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.31%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$8950

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$175,724

$202,326-13.1%

$172,745+1.7%

$152,870+15.0%

Participation rate

100.0%

87.1%+12.9pp

82.6%+17.4pp

82.4%+17.6pp

Annual return

19.18%

1029.72%-1010.5pp

802.90%-783.7pp

345.34%-326.2pp

Employer contribution / active EE

$4,158

$5,858-29.0%

$5,144-19.2%

$4,763-12.7%

Participant deferral / active EE

$14,574

$5,948+145.0%

$5,197+180.4%

$5,850+149.1%

Admin fee / account holder

$17,110-100.0%

$13,954-100.0%

$11,597-100.0%

LORRAINE KOSZTYU, D.M.D., P.A. SAFE HARBOR 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

LORRAINE KOSZTYU, D.M.D., P.A. SAFE HARBOR 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion