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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,509 | $157,304-86.3% | $141,197-84.8% | $152,909-85.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 30.93% | 64.34%-33.4pp | 71.41%-40.5pp | 345.46%-314.5pp |
| Employer contribution / active EE | $1,586 | $5,263-69.9% | $4,736-66.5% | $4,764-66.7% |
| Participant deferral / active EE | $7,661 | $7,111+7.7% | $6,710+14.2% | $5,851+30.9% |
| Admin fee / account holder | $1,141 | $12,126-90.6% | $10,265-88.9% | $11,601-90.2% |