Retirement plan

STANFORD ALUMNI ASSOCIATION SIERRA PROGRAMS 401(K) RETIREMENT PLAN

Name: SAA SIERRA PROGRAMS, LLC - STANFORD ALUMNI ASSOCIATION SIERRA PROGRAMS 401(K) RETIREMENT PLAN (2017) Form 5500
Creator: SAA SIERRA PROGRAMS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STANFORD ALUMNI ASSOCIATION SIERRA PROGRAMS 401(K) RETIREMENT PLAN, SAA SIERRA PROGRAMS, LLC

SAA SIERRA PROGRAMS, LLCEIN 80-0313657Plan #001PY 2017

P.O. BOX 9988 - SOUTH LAKE TAHOE, CA 96158530-542-5647

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$3.4M

+4.9% from 2016

Total participants

+4.3% from 2016

Average account balance

$68,608

+0.7% from 2016

Annual return

11.07%

+0.27 pp from 2016

Benchmarks

See 2,983 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants25-99

Cohort2,983 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.74M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$123K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

273.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$324K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$369

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$427K

$17076 / participant

Other / not subdivided$427K100.0%

% of EOY assets

12.698%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,608

$35,183+95.0%

$73,550-6.7%

$70,126-2.2%

Participation rate

100.0%

42.9%+57.1pp

54.9%+45.1pp

69.5%+30.5pp

Annual return

11.07%

26.90%-15.8pp

-15.16%+26.2pp

73.15%-62.1pp

Employer contribution / active EE

$4,737

$709+568.5%

$1,219+288.6%

$2,343+102.2%

Participant deferral / active EE

$4,351

$1,220+256.7%

$1,804+141.2%

$3,332+30.6%

Admin fee / account holder

$8,712

$2,302+278.4%

$2,320+275.6%

$4,645+87.5%

STANFORD ALUMNI ASSOCIATION SIERRA PROGRAMS 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STANFORD ALUMNI ASSOCIATION SIERRA PROGRAMS 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion