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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,765 | $135,956+63.9% | $123,894+79.8% | $273,972-18.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 1.84% | 56.63%-54.8pp | 47.52%-45.7pp | 41.46%-39.6pp |
| Employer contribution / active EE | $8,541 | $5,170+65.2% | $4,617+85.0% | $4,869+75.4% |
| Participant deferral / active EE | $6,000 | $6,343-5.4% | $5,984+0.3% | $5,287+13.5% |
| Admin fee / account holder | $1,533 | $9,817-84.4% | $8,357-81.7% | $10,133-84.9% |