See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
APFS WEALTH MANAGEMENT9+ years Service code 27 350 LINDEN OAKS SUITE 140 · ROCHESTER, NY 14625 | Advisory (Plan) | $38,618 |
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $34,046 |
INSERO & CO. CPAS, LLP4 years Filed as: INSERO & CO. CPAS LLP Service code 10 · EIN 47-5324570 | Accounting | $12,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,289 | $69,823-6.5% | $77,163-15.4% | $74,419-12.3% |
| Participation rate | 54.3% | 70.0%-15.7pp | 69.6%-15.3pp | 70.7%-16.4pp |
| Annual return | 13.33% | 19.98%-6.6pp | 37.87%-24.5pp | 34.38%-21.1pp |
| Employer contribution / active EE | $327 | $2,150-84.8% | $2,535-87.1% | $2,637-87.6% |
| Participant deferral / active EE | $3,173 | $3,558-10.8% | $3,833-17.2% | $4,528-29.9% |
| Admin fee / account holder | $378 | $398-4.9% | $5,472-93.1% | $348+8.7% |