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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,417 | $71,873-29.9% | $86,698-41.8% | $68,490-26.4% |
| Participation rate | 70.9% | 72.2%-1.3pp | 76.6%-5.7pp | 67.9%+3.0pp |
| Annual return | -22.89% | 3.54%-26.4pp | 35.96%-58.8pp | -7.85%-15.0pp |
| Employer contribution / active EE | $3,121 | $2,173+43.6% | $2,837+10.0% | $2,597+20.2% |
| Participant deferral / active EE | $4,726 | $3,779+25.1% | $4,656+1.5% | $4,028+17.3% |
| Admin fee / account holder | $4,751 | $6,110-22.2% | $7,492-36.6% | $5,403-12.1% |