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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,611 | $127,387-41.4% | $115,038-35.1% | $125,389-40.5% |
| Participation rate | 71.4% | 84.2%-12.7pp | 81.4%-9.9pp | 83.2%-11.8pp |
| Annual return | 288.53% | 31.28%+257.3pp | 26.14%+262.4pp | 282.24%+6.3pp |
| Employer contribution / active EE | $1,694 | $5,166-67.2% | $4,608-63.2% | $4,866-65.2% |
| Participant deferral / active EE | $4,670 | $6,423-27.3% | $6,026-22.5% | $5,352-12.7% |
| Admin fee / account holder | $986 | $9,516-89.6% | $8,175-87.9% | $9,541-89.7% |