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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,153 | $69,012-57.8% | $160,009-81.8% | $68,486-57.4% |
| Participation rate | 64.7% | 65.4%-0.7pp | 78.0%-13.3pp | 67.9%-3.2pp |
| Annual return | -21.70% | -9.65%-12.1pp | 408.85%-430.5pp | -7.85%-13.8pp |
| Employer contribution / active EE | $3,729 | $2,212+68.6% | $4,225-11.7% | $2,597+43.6% |
| Participant deferral / active EE | $7,527 | $4,212+78.7% | $6,183+21.7% | $4,028+86.9% |
| Admin fee / account holder | $248 | $4,798-94.8% | $8,715-97.2% | $5,404-95.4% |