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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,675 | $73,532-17.5% | $178,505-66.0% | $74,478-18.5% |
| Participation rate | 69.0% | 66.6%+2.4pp | 77.1%-8.1pp | 67.2%+1.8pp |
| Annual return | 28.00% | 17.49%+10.5pp | 27.16%+0.8pp | 1370.56%-1342.6pp |
| Employer contribution / active EE | $4,587 | $2,221+106.6% | $3,955+16.0% | $2,626+74.7% |
| Participant deferral / active EE | $8,758 | $4,519+93.8% | $6,280+39.5% | $4,350+101.3% |
| Admin fee / account holder | $4,610 | $1,813+154.3% | $10,428-55.8% | $1,946+136.9% |