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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,675 | $73,397-17.3% | $178,014-65.9% | $74,546-18.6% |
| Participation rate | 69.0% | 66.6%+2.4pp | 77.1%-8.1pp | 67.2%+1.8pp |
| Annual return | 28.00% | 17.49%+10.5pp | 294.80%-266.8pp | 1366.03%-1338.0pp |
| Employer contribution / active EE | $4,587 | $2,217+106.9% | $3,950+16.1% | $2,624+74.8% |
| Participant deferral / active EE | $8,758 | $4,512+94.1% | $6,276+39.5% | $4,347+101.5% |
| Admin fee / account holder | $4,610 | $1,809+154.8% | $10,362-55.5% | $1,944+137.2% |