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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $959 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,026 | $61,166+14.5% | $185,849-62.3% | $79,391-11.8% |
| Participation rate | 42.6% | 66.6%-24.1pp | 81.7%-39.1pp | 70.7%-28.1pp |
| Annual return | 14.24% | 19.45%-5.2pp | 122.10%-107.9pp | 116.88%-102.6pp |
| Employer contribution / active EE | $1,385 | $2,321-40.3% | $5,169-73.2% | $2,428-42.9% |
| Participant deferral / active EE | $2,948 | $2,789+5.7% | $5,569-47.1% | $4,046-27.1% |
| Admin fee / account holder | $315 | $710-55.7% | $16,244-98.1% | $627-49.8% |