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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,928 | $157,296-49.2% | $141,191-43.4% | $152,897-47.7% |
| Participation rate | 58.3% | 84.8%-26.5pp | 82.5%-24.1pp | 82.5%-24.1pp |
| Annual return | 19.87% | 64.34%-44.5pp | 71.41%-51.5pp | 345.43%-325.6pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $10,221 | $7,111+43.7% | $6,710+52.3% | $5,851+74.7% |
| Admin fee / account holder | $3,074 | $12,125-74.7% | $10,264-70.1% | $11,599-73.5% |