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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,037 | $159,934-34.9% | $147,005-29.2% | $145,959-28.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 52.06% | 98.24%-46.2pp | 418.76%-366.7pp | 561.95%-509.9pp |
| Employer contribution / active EE | $0 | $5,287-100.0% | $4,934-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $5,892 | $8,427-30.1% | $8,070-27.0% | $6,689-11.9% |
| Admin fee / account holder | $25,690 | $15,053+70.7% | $13,006+97.5% | $13,398+91.7% |