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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,666 | $58,391-42.3% | $76,667-56.1% | $72,976-53.9% |
| Participation rate | 46.7% | 67.4%-20.7pp | 72.1%-25.4pp | 69.5%-22.8pp |
| Annual return | 62.72% | 2306.65%-2243.9pp | 1166.74%-1104.0pp | 81.02%-18.3pp |
| Employer contribution / active EE | $0 | $1,787-100.0% | $2,303-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,205 | $2,690+56.3% | $3,336+26.0% | $3,608+16.5% |
| Admin fee / account holder | $465 | $4,014-88.4% | $6,423-92.8% | $5,124-90.9% |