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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,636 | $97,020-51.9% | $83,327-44.0% | $135,380-65.6% |
| Participation rate | 30.8% | 80.4%-49.6pp | 77.8%-47.0pp | 82.6%-51.9pp |
| Annual return | -7.39% | 12.31%-19.7pp | 10.64%-18.0pp | 519.81%-527.2pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,456 | $5,964-25.3% | $5,565-19.9% | $5,609-20.5% |
| Admin fee / account holder | $2,191 | $8,426-74.0% | $7,540-70.9% | $10,828-79.8% |