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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,527 | $85,766-69.1% | $136,298-80.5% | $70,126-62.2% |
| Participation rate | 48.0% | 74.2%-26.2pp | 81.9%-33.9pp | 69.5%-21.5pp |
| Annual return | 18.66% | 31.46%-12.8pp | 5156.27%-5137.6pp | 73.15%-54.5pp |
| Employer contribution / active EE | $2,358 | $2,966-20.5% | $4,696-49.8% | $2,343+0.6% |
| Participant deferral / active EE | $2,751 | $5,051-45.5% | $6,247-56.0% | $3,332-17.4% |
| Admin fee / account holder | $8,223 | $5,421+51.7% | $9,244-11.0% | $4,645+77.0% |