Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,148 | $77,817-29.1% | $123,553-55.4% | $64,173-14.1% |
| Participation rate | 52.7% | 74.7%-22.0pp | 82.3%-29.6pp | 69.6%-16.8pp |
| Annual return | -7.69% | 12.49%-20.2pp | 119.21%-126.9pp | 7.63%-15.3pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,042 | $5,240-3.8% | $6,426-21.5% | $3,470+45.3% |
| Admin fee / account holder | $6,911 | $5,519+25.2% | $9,284-25.6% | $4,887+41.4% |