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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,359 | $162,812+42.1% | $133,971+72.7% | $158,966+45.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 10.53% | 41.94%-31.4pp | 45.09%-34.6pp | 302.95%-292.4pp |
| Employer contribution / active EE | $8,556 | $4,976+72.0% | $3,919+118.3% | $4,762+79.7% |
| Participant deferral / active EE | $5,847 | $5,910-1.1% | $5,047+15.9% | $5,983-2.3% |
| Admin fee / account holder | $1,532 | $11,741-87.0% | $8,929-82.8% | $11,250-86.4% |