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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,891 | $71,197+8.0% | $93,669-17.9% | $80,925-5.0% |
| Participation rate | 84.6% | 60.4%+24.2pp | 68.7%+15.9pp | 67.7%+17.0pp |
| Annual return | 9.50% | 11.27%-1.8pp | 133.59%-124.1pp | 35.65%-26.1pp |
| Employer contribution / active EE | $1,135 | $1,565-27.4% | $2,424-53.2% | $2,756-58.8% |
| Participant deferral / active EE | $3,041 | $4,036-24.7% | $4,416-31.1% | $4,299-29.3% |
| Admin fee / account holder | $4,987 | $6,959-28.3% | $8,291-39.8% | $6,940-28.1% |