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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,532 | $213,785+67.7% | $185,441+93.3% | $155,188+131.0% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 13.44% | 19.97%-6.5pp | 20.16%-6.7pp | 148.84%-135.4pp |
| Employer contribution / active EE | $3,076 | $5,393-43.0% | $4,672-34.2% | $4,248-27.6% |
| Participant deferral / active EE | $9,867 | $6,864+43.7% | $6,152+60.4% | $6,531+51.1% |
| Admin fee / account holder | $8,792 | $21,134-58.4% | $17,890-50.9% | $14,480-39.3% |