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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,170 | $41,151+19.5% | $80,648-39.0% | $71,529-31.3% |
| Participation rate | 50.8% | 50.2%+0.6pp | 67.0%-16.2pp | 67.9%-17.1pp |
| Annual return | 21.72% | 38.49%-16.8pp | 937.21%-915.5pp | 28.97%-7.3pp |
| Employer contribution / active EE | $2,297 | $1,513+51.8% | $2,724-15.7% | $2,590-11.3% |
| Participant deferral / active EE | $5,859 | $2,700+117.0% | $4,443+31.9% | $4,291+36.5% |
| Admin fee / account holder | $5,463 | $1,842+196.5% | $5,382+1.5% | $1,588+243.9% |