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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,289 | $118,875-43.4% | $96,572-30.3% | $167,553-59.8% |
| Participation rate | 55.6% | 75.5%-19.9pp | 69.8%-14.3pp | 82.1%-26.6pp |
| Annual return | 18.48% | 50.50%-32.0pp | 37.79%-19.3pp | 478.89%-460.4pp |
| Employer contribution / active EE | $1,478 | $3,121-52.6% | $2,357-37.3% | $4,840-69.5% |
| Participant deferral / active EE | $6,722 | $4,617+45.6% | $3,850+74.6% | $6,343+6.0% |
| Admin fee / account holder | $500 | $8,070-93.8% | $6,183-91.9% | $12,316-95.9% |