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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,354 | $65,696-56.8% | $56,429-49.8% | $147,586-80.8% |
| Participation rate | 100.0% | 85.5%+14.5pp | 80.0%+20.0pp | 82.8%+17.2pp |
| Annual return | 6.90% | 13.32%-6.4pp | 19.04%-12.1pp | 578.59%-571.7pp |
| Employer contribution / active EE | $4,920 | $4,121+19.4% | $3,405+44.5% | $4,876+0.9% |
| Participant deferral / active EE | $9,799 | $4,876+101.0% | $3,951+148.0% | $5,439+80.2% |
| Admin fee / account holder | $1,620 | $5,947-72.7% | $4,466-63.7% | $10,886-85.1% |