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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,384 | $85,766-57.6% | $136,298-73.3% | $70,126-48.1% |
| Participation rate | 63.2% | 74.2%-11.0pp | 81.9%-18.8pp | 69.5%-6.4pp |
| Annual return | 62.22% | 31.46%+30.8pp | 5156.27%-5094.0pp | 73.15%-10.9pp |
| Employer contribution / active EE | $2,092 | $2,966-29.5% | $4,696-55.5% | $2,343-10.7% |
| Participant deferral / active EE | $4,671 | $5,051-7.5% | $6,247-25.2% | $3,332+40.2% |
| Admin fee / account holder | $734 | $5,421-86.5% | $9,244-92.1% | $4,645-84.2% |