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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,584 | $72,269-46.6% | $101,271-61.9% | $79,852-51.7% |
| Participation rate | 65.4% | 68.5%-3.1pp | 75.8%-10.4pp | 69.6%-4.3pp |
| Annual return | 15.15% | 22.29%-7.1pp | 46.48%-31.3pp | 31.72%-16.6pp |
| Employer contribution / active EE | $1,866 | $2,692-30.7% | $3,660-49.0% | $2,471-24.5% |
| Participant deferral / active EE | $4,407 | $3,282+34.3% | $4,371+0.8% | $3,740+17.8% |
| Admin fee / account holder | $0 | $4,401-100.0% | $5,948-100.0% | $5,306-100.0% |