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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,000 | $105,866-69.8% | $90,766-64.7% | $134,545-76.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 75.7%+24.3pp | 81.2%+18.8pp |
| Annual return | -24.09% | -10.99%-13.1pp | -12.16%-11.9pp | 418.37%-442.5pp |
| Employer contribution / active EE | $1,193 | $3,464-65.6% | $2,922-59.2% | $4,742-74.8% |
| Participant deferral / active EE | $4,500 | $5,217-13.7% | $4,565-1.4% | $6,401-29.7% |
| Admin fee / account holder | $956 | $13,938-93.1% | $8,446-88.7% | $11,431-91.6% |