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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,556 | $45,872-31.2% | $77,096-59.1% | $68,486-53.9% |
| Participation rate | 37.9% | 55.9%-18.0pp | 67.9%-30.0pp | 67.9%-30.0pp |
| Annual return | -20.72% | 1.73%-22.4pp | 42.35%-63.1pp | -7.85%-12.9pp |
| Employer contribution / active EE | $1,430 | $1,650-13.3% | $2,814-49.2% | $2,597-44.9% |
| Participant deferral / active EE | $3,478 | $2,963+17.4% | $4,429-21.5% | $4,028-13.6% |
| Admin fee / account holder | $111 | $3,041-96.4% | $5,428-98.0% | $5,404-98.0% |