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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,753 | $93,117-92.7% | $77,096-91.2% | $134,532-95.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -21.77% | 62.67%-84.4pp | 42.35%-64.1pp | 418.27%-440.0pp |
| Employer contribution / active EE | $1,359 | $3,420-60.3% | $2,814-51.7% | $4,741-71.3% |
| Participant deferral / active EE | $2,641 | $5,241-49.6% | $4,429-40.4% | $6,401-58.7% |
| Admin fee / account holder | $1,277 | $6,948-81.6% | $5,428-76.5% | $11,429-88.8% |